Zelle works by sending and receiving money from your mobile, crediting any consumption with transfers that only take seconds. This paid app simplifies the process of moving money from one account to another without handling cash or visiting the physical bank.
The company is made up of 30 financial entities in the USof which if you have a bank account you can open a personal one and take advantage of its benefits.
How do I sign up for Zelle if I don’t have a US account?
Now, the main problem of using the round application when You do not have a US checking account. That is, you do not have an account with Bank Of America, Chase, Citi, Wells Fargo, Capital One, USAA, etc. But for everything, there is a solution, and you can still sign up for Zelle through third-party software.
Applications such as Airtm, Binance, Reserve, Koroto App, Chinchin and Creska, are the main ones in providing services for make payment transactions with Zelle. The above, without having an account in the United States, only by registering on the different web pages you will be able to accept Zelle transfers. In addition, it is important to note that the third-party app is responsible for contacting and making the transaction for you.
On any of the platforms you can receive in your app account the money sent by the person who wants to credit you. Then exchange it for other virtual payment method, be Cryptocurrencies, PayPal or money in national accounts. That is how the applications work, registering in them is very simple.
To register with Airtm, go to the website and at the top right select ‘Join’. You can register with your Facebook, Google account or with your personal information and Email. Confirm email and upload your identity document.
With Binance, the methodology is different, to get an account you must enter a verifiable mobile number and reference ID (optional). After confirming the telephone data through a code sent by SMS, it remains only to set the security password when logging in.
Similarly, you can get started with Zelle with email instead of a number, the important thing is that both can be verified. In the case of Reserve, Koroto App, Chinchin and Creska, the methodology to register is the same.
You just have to have a means of communication that you can confirm with the security code sent. Set the password and validation questions and you will have an account created. Do not forget that it is necessary to have it installed on the mobile regardless of the operating system.
How to collect the money sent to me by Zelle without being registered?
From the official application you do not receive income in your name, if you are not registered. In the same way, you cannot have an account if you do not have one that is related to a US bank. Therefore, you only have the ability to receive electronic money through third-party applications like those mentioned before.
Is it possible to collect US money for Zelle without having an account?
You no longer have to borrow accounts from friends or family to receive income from Zelle. Now, what you should take into account is that you will not manipulate the money, nor will you make internal transfers. Alsoyou cannot collect funds from the United States directly into an account in your name.
To begin with, Aitrm, like the other apps, is in charge of receiving the Zelle money, which you can exchange for silver in national currency, PayPal and cryptocurrencies. That is, the platform receives the money in its accounts in the event that someone needs to pay you with this platform.
Then, that capital in dollars will show up in your balance panel, as active, only you can’t withdraw it through Zelle, because you don’t have an account. That money, you can transfer it to a PayPal account or anyr another virtual payment methodand even change it to the currency of your country according to the rate of the day.
In conclusion, if you are looking to create an account under your name in Zelle you will not be able to, but if you can accept payments from it and exchange them for another currency for small commissions. This is because, if you want to open an account from the application, you must assign an international address and number.