If you don’t know what Zelle is for, in short, it is a service that allows money transfers. The most recognized banks in the United States are part of the Zelle network. However, you should know that it has international coverage. Therefore, in this tutorial you will learn the nations in which it can be used.
In which countries is Zelle available to use for money transfers?
The service is compatible with the main banking entities in the United States. You can even use this option from mobile banking. A fundamental requirement is that the sender and recipient have their bank accounts in the United States. Only then can they be make transfers and receive funds through this platform.
Zelle is available in all countries to send money. It is recommended that you do money transfers to trusted people (family or friends) for greater protection.
If you have a bank account in the United States, but it does not belong to a Zelle affiliated financial institution You must use the mobile App. You can download the Zelle app from the Google Play Store or the App Store. Once you download and install the App on your cell phone, add your email and debit card details.
Can Zelle be used within the European territory?
By understanding how Zelle works, you’ll understand that it’s possible to use the software in Europe, but you need to be aware of a few things first. To do so, access the website of the financial institution to which your bank account belongs. Also, you can choose to open mobile banking on your cell phone. Then, select the ‘Send money with Zelle’.
Next, click on the ‘Transfer and pay’ option. If this is the first time you access this modality, you must accept the terms and conditions of the service. Then enter your email address or your United States phone number. This way, you can be notified when someone else sends you money with Zelle.
Add the recipient by pressing the ‘+’ sign displayed at the top right of the screen. If you are using your cell phone, you will see your contact list where you can select a recipient or add a new one. Enter the amount you want to send and click ‘Continue’. Confirm the operation in order to see the payment notification.
If the recipient hasn’t signed up with Zelle yet, they have 14 days to do so. If you don’t do the registration of your mail or phone number in the service, the money will return to your bank account. Payments on Zelle typically clear within minutes. Some delays are due to blockages when the security of customers is compromised.
How to register in Zelle if I am in Spain?
For Spaniards or people in this country, there is the possibility of registering from the ‘zellepay’ website. Click on the ‘Get Started’ option and select the financial institution to which your US bank account belongs. Then press the ‘Continue to your bank’ button. Immediately, it will show the website of your bank.
Sign in to review your account. Then go to the ‘Personal’ section and click ‘Send Money with Zelle’. Accept the terms and Conditions that establishes the bank and enter your email. In case you want to add more than one bank account, you must use the Zelle App for mobile devices using a different email.
Is it possible to use Zelle in Mexico?
Yes, Zelle can be used in Mexico as long as you have an account with any entity located within the United States. There are more than a thousand related banking entities to the platform with international coverage through the P2P system. If your bank is not part of the Zelle network, you can use the Mobile App without any problem.
In this case, registration must be done using a personal email and your debit card details. Zelle does not allow credit registration, therefore, you must take precautions in this regard. It should be noted that the service will not charge you a fee or commission on your transactions.
